For the interim period of the fiscal year ending March 2027, consolidated operating revenue was 491,979 million yen, ordinary income was 36,404 million yen, and net income attributable to owners of parent for the interim period was 26,073 million yen. Year-over-year significant increases in both revenue and profit. On a non-consolidated basis for the interim period, ordinary income is expected to be 58,000 million yen and net income 42,000 million yen. Dividend forecast remains unchanged. The capital adequacy ratio on a domestic basis is around 21%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Shinkin Central Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-28","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/8421-20261028-01.pdf","jir_short_summary":"For the interim period of the fiscal year ending March 2027, consolidated operating revenue was 491,979 million yen, ordinary income was 36,404 million yen, and net income attributable to owners of parent for the interim period was 26,073 million yen. Year-over-year significant increases in both revenue and profit. On a non-consolidated basis for the interim period, ordinary income is expected to be 58,000 million yen and net income 42,000 million yen. Dividend forecast remains unchanged. The capital adequacy ratio on a domestic basis is around 21%.","jir_summary":"### Performance Overview\nConsolidated operating performance for the interim period saw ordinary revenue of approximately 4,920 hundred million yen, a large increase compared with the same period last year. Ordinary income was approximately 364 hundred million yen, slightly higher year-over-year, and net income attributable to owners of parent for the interim period was approximately 260 hundred million yen, a marginal increase. On a non-consolidated basis, robust fund management and securities investment strengthened earnings, and the interim outlook for the fiscal year ending March 2027 remains solid.\n\n### Dividends and Financial Position\nThere is no major revision to the most recent dividend forecast, and the capital adequacy ratio on a domestic basis remains stable at around the low-20% range. Total assets are approximately 46.5 trillion yen and equity is approximately 1.61 trillion yen. Quarterly dividends are not implemented under the system, but the position suggests long-term capital stability.","jir_financial_highlights":"Ordinary Revenue: 491,979 (Year-over-Year +57.3%)\nOrdinary Income: 36,404 (Year-over-Year +2.9%)\nNet Income Attributable to Owners of Parent (Interim): 26,073 (Year-over-Year +3.2%)\nCapital Adequacy Ratio (Domestic Standard): 21.69 (Period-over-Period -0.73)","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #InterimResults, #Earnings, #FinancialInformation","jir_key_figures":"Ordinary Revenue: 491,979 million yen\nOrdinary Income: 36,404 million yen\nNet Income Attributable to Owners of Parent (Interim): 26,073 million yen","jir_meta_title":"Shinkin Central Bank - Financial Summary for Q2 FY2027\uff5cReview of Revenue and Profit Trends","jir_meta_description":"Summary of Shinkin Central Bank's financial summary for the second quarter of FY2027. Overview of consolidated operating performance, year-over-year movements of key metrics, dividend policy, and capital adequacy ratio.","jir_og_title":"Shinkin Central Bank\uff5cFinancial Summary for Q2 FY2027","jir_og_description":"Summary of Shinkin Central Bank's interim results and financial condition. Focus on trends in ordinary revenue, income, net income, and capital adequacy ratio.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-135698","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n