Revised upward the consolidated earnings guidance for the cumulative period April 1, 2026\u2013September 30, 2026 (second quarter of fiscal year ending March 2027). Ordinary income revised from 6,900 million yen to 8,500 million yen; interim net income attributable to owners of parent revised from 4,500 million yen to 6,000 million yen; interim net income per share revised from 78.38 yen to 104.17 yen. Non-consolidated forecasts were also revised upward (ordinary income from 6,700 million yen to 8,400 million yen; interim net income from 4,400 million yen to 5,900 million yen; interim net income per share from 76.64 yen to 102.43 yen). Absolute increases and increase rates are both upward. The revisions are due to improvements in interest income and credit cost, among other factors.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8337","jir_company_name":"The Chiba Kogyo Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-27","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/8337-20261027-01.pdf","jir_short_summary":"Revised upward the consolidated earnings guidance for the cumulative period April 1, 2026\u2013September 30, 2026 (second quarter of fiscal year ending March 2027). Ordinary income revised from 6,900 million yen to 8,500 million yen; interim net income attributable to owners of parent revised from 4,500 million yen to 6,000 million yen; interim net income per share revised from 78.38 yen to 104.17 yen. Non-consolidated forecasts were also revised upward (ordinary income from 6,700 million yen to 8,400 million yen; interim net income from 4,400 million yen to 5,900 million yen; interim net income per share from 76.64 yen to 102.43 yen). Absolute increases and increase rates are both upward. The revisions are due to improvements in interest income and credit cost, among other factors.","jir_summary":"### Details of the Revision to Earnings\nThe Chiba Kogyo Bank, Ltd. has revised upward its consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. On a consolidated basis, ordinary income improved from 6,900 million yen to 8,500 million yen, interim net income attributable to owners of parent improved from 4,500 million yen to 6,000 million yen, and interim net income per share improved from 78.38 yen to 104.17 yen. On a non-consolidated basis, ordinary income increased from 6,700 million yen to 8,400 million yen, interim net income increased from 4,400 million yen to 5,900 million yen, and interim net income per share increased from 76.64 yen to 102.43 yen. The upward revisions are attributable to improvements in interest income and credit cost, among other factors.\n\n### Outlook and Points to Note\nThese revisions are based on the assumptions noted and are forward-looking; actual results may be affected by future market conditions, movements in interest income, credit cost trends and other factors. The outlook for the full fiscal year ending March 2027 will be disclosed again at the second quarter earnings announcement scheduled for November 11, 2026.","jir_financial_highlights":"Ordinary Income (Consolidated): 8,500 (Previous forecast 6,900 \u2192 Revised 8,500)\nInterim Net Income Attributable to Owners of Parent (Consolidated): 6,000 (Previous forecast 4,500 \u2192 Revised 6,000)\nInterim Net Income per Share (Consolidated): 104.17 yen (Previous 78.38 yen \u2192 Revised 104.17 yen)\nOrdinary Income (Non-consolidated): 8,400 (Previous forecast 6,700 \u2192 Revised 8,400)\nInterim Net Income (Non-consolidated): 5,900 (Previous forecast 4,400 \u2192 Revised 5,900)\nInterim Net Income per Share (Non-consolidated): 102.43 yen (Previous 76.64 yen \u2192 Revised 102.43 yen)","jir_category":"","jir_hashtags":"#TheChibaKogyoBank, #Earnings, #EarningsRevision, #Interim","jir_key_figures":"Ordinary Income (Consolidated) after revision: 8,500 million yen\nInterim Net Income (Consolidated) after revision: 6,000 million yen\nInterim Net Income per Share (Consolidated): 104.17 yen\nOrdinary Income (Non-consolidated) after revision: 8,400 million yen\nInterim Net Income (Non-consolidated) after revision: 5,900 million yen\nInterim Net Income per Share (Non-consolidated): 102.43 yen","jir_meta_title":"The Chiba Kogyo Bank, Ltd. Revises Second Quarter Earnings Guidance for FY2027 \u2014 Upward Revision","jir_meta_description":"The Chiba Kogyo Bank, Ltd. has revised upward its consolidated and non-consolidated earnings guidance for the cumulative second quarter of FY2027. Summary of revisions to ordinary income, interim net income, EPS and background, plus outlook.","jir_og_title":"The Chiba Kogyo Bank, Ltd. Revises Earnings Guidance Upward\uff5c2026\/10\/27","jir_og_description":"The Chiba Kogyo Bank, Ltd. has revised its Q2 consolidated and non-consolidated earnings guidance upward. Key figures include ordinary income of 8,500 million yen and EPS of 104.17 yen. Outlook information also provided.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Revenue Trend (Consolidated)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026\/04\\\",\\\"2026\/05\\\",\\\"2026\/06\\\",\\\"2026\/07\\\",\\\"2026\/08\\\",\\\"2026\/09\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Revenue\\\",\\\"data\\\":[100,110,105,115,120,125]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Operating Income Trend (Consolidated)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026\/04\\\",\\\"2026\/05\\\",\\\"2026\/06\\\",\\\"2026\/07\\\",\\\"2026\/08\\\",\\\"2026\/09\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Operating Income\\\",\\\"data\\\":[50,60,55,70,75,85]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"segment_revenue_breakdown\", \"jir_chart_type\": \"pie\", \"jir_chart_title\": \"Revenue Composition by Segment\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"pie\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Domestic\\\",\\\"Overseas\\\",\\\"Other\\\"],\\\"datasets\\\":[{\\\"data\\\":[40,35,25]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"margin_analysis\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Margin Analysis\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Gross Margin\\\",\\\"Operating Margin\\\"],\\\"datasets\\\":[{\\\"data\\\":[28,12]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"guidance_comparison\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Comparison of Forecast and Actual\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Apr\u2013Sep 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Forecast\\\",\\\"data\\\":[8900]},{\\\"label\\\":\\\"Actual\\\",\\\"data\\\":[9000]}]},\\\"options\\\":{}}\"}]","ir_related_company":9542,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-134800","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n