Upward revision of earnings guidance for the cumulative second quarter of the fiscal year ending March 2027; ordinary income\/operating income\/interim net income expected to exceed prior forecasts. Interim net income per share also increased. Interim dividend raised from 55 yen to 65 yen, with an annual dividend planned at 120 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8395","jir_company_name":"The Bank of Saga Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-10-23","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/8395-20261023-01.pdf","jir_short_summary":"Upward revision of earnings guidance for the cumulative second quarter of the fiscal year ending March 2027; ordinary income\/operating income\/interim net income expected to exceed prior forecasts. Interim net income per share also increased. Interim dividend raised from 55 yen to 65 yen, with an annual dividend planned at 120 yen.","jir_summary":"### Revision of Earnings Guidance\nThe Bank of Saga Ltd. has revised its consolidated and standalone earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. On a consolidated basis, ordinary income (revenue) is expected to increase by 5,000 million yen to 37,000 million yen, and ordinary income (recurring profit) is expected to increase by 200 million yen to 8,300 million yen. Interim net income attributable to owners of parent is revised up by 700 million yen to 5,800 million yen, and interim net income per share has been revised to 344.40 yen. On a standalone basis, ordinary income (revenue) is expected to increase by 5,000 million yen to 33,000 million yen, ordinary income (recurring profit) is expected to increase by 300 million yen to 7,900 million yen, interim net income is expected to increase by 800 million yen to 5,600 million yen, and interim net income per share is expected to be 332.53 yen.\n\n### Dividend Policy and Revision of Dividend Forecast\nThe interim dividend will be increased from the previously planned 55 yen to 65 yen, with the year-end dividend remaining at 55 yen, resulting in an annual dividend of 120 yen. This decision reflects the Bank's basic policy of stable dividends while comprehensively considering earnings trends. Compared with the initial forecast, the interim dividend has been increased this time, and the allocation policy continues to consider long-term stability.","jir_financial_highlights":"Ordinary Income (Revenue): Previous forecast 32,000 million yen \u2192 Revised forecast 37,000 million yen (Change amount 5,000 million yen, Change rate 15.6%)\nOrdinary Income (Recurring Profit): Previous forecast 8,100 million yen \u2192 Revised forecast 8,300 million yen (Change amount 200 million yen, Change rate 2.4%)\nInterim Net Income Attributable to Owners of Parent: Previous forecast 5,100 million yen \u2192 Revised forecast 5,800 million yen (Change amount 700 million yen, Change rate 13.7%)\nInterim Net Income per Share: Previous forecast 301.74 yen \u2192 Revised forecast 344.40 yen (Change amount 42.66 yen)\nInterim Net Income per Share (Standalone Forecast): Previous forecast 283.99 yen \u2192 Revised forecast 332.53 yen (Change amount 48.54 yen)","jir_category":"","jir_hashtags":"#TheBankofSaga, #EarningsGuidanceRevision, #DividendIncrease","jir_key_figures":"Ordinary Income (Consolidated): 37,000 million yen\nOrdinary Income (Recurring Profit) (Consolidated): 8,300 million yen\nInterim Net Income (Consolidated): 5,800 million yen\nInterim Net Income per Share: 344.40 yen\nAnnual Dividend: 120 yen (Interim 65 yen, Year-end 55 yen)","jir_meta_title":"The Bank of Saga Ltd. \u2014 Revision of Earnings Guidance and Dividend Forecast | Q2 Cumulative FY2027","jir_meta_description":"The Bank of Saga Ltd. has revised upward its earnings guidance for the cumulative second quarter of FY2027, increasing ordinary income, recurring profit, and interim net income, and raising the interim dividend to 65 yen (annual dividend 120 yen). Key points on future outlook and dividend policy.","jir_og_title":"The Bank of Saga Ltd. Announces Earnings Guidance Revision and Dividend Increase","jir_og_description":"The Bank of Saga Ltd. has revised upward its cumulative Q2 earnings guidance for FY2027 and increased the interim dividend to 65 yen, bringing the annual dividend to 120 yen. The announcement also addresses future outlook.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16980,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-133664","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n