As of Q3, consolidated revenue was 17.92 hundred million yen (YoY +66%, excluding group-outs), adjusted EBITDA reached a record high of 4.80 hundred million yen, and consolidated SaaS ARR grew to 48.65 hundred million yen. Combined revenue from Business, X, and Home segments increased by +47%, net new corporate customers were +10,822, and price revisions for sole proprietors\/SMBs are underway. Full-year FY26 guidance was revised upward. 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Combined revenue from Business, X, and Home segments increased by +47%, net new corporate customers were +10,822, and price revisions for sole proprietors\/SMBs are underway. Full-year FY26 guidance was revised upward. New AI-enabled services and expansion of AI agents progressed.","jir_summary":"### Performance Overview\nMoney Forward, Inc. reported consolidated revenue of 17.92 hundred million yen in FY2026 Q3 (YoY +66%, excluding group-out impacts) and adjusted EBITDA of 4.80 hundred million yen, a record high. Adjusted EBITDA for FY26 Q1-3 cumulative was 9.90 hundred million yen, approximately three times the prior year, and SaaS ARR expanded to 48.65 hundred million yen. Combined revenue from the Business, X, and Home segments increased by +47% YoY, and net additions of corporate billing customers were +10,822, indicating continued expansion of the customer base.\n\n### Outlook and AI Initiatives\nThe company is pursuing new growth opportunities leveraging AI, promoting releases of AI agents and expansion of AI-BPO. Full-year FY26 guidance was revised upward, targeting improved profitability through ARR expansion of AI-related products and services and broadening of the customer base.","jir_financial_highlights":"Consolidated Revenue: 17.92 hundred million yen (YoY +66% (excluding group-out impacts*\u00b9))\nAdjusted EBITDA: 4.80 hundred million yen (YoY not explicitly stated (record high))\nFY26 Q1-3 Cumulative: 9.90 hundred million yen (approx. 3x YoY)\nSaaS ARR: 48.65 hundred million yen (YoY +30%)\nSegment Contribution to Company Revenue: Business, X, and Home combined +47% (YoY)","jir_category":"","jir_hashtags":"#MoneyForward, #Earnings, #AI, #SaaS, #BusinessStrategy","jir_key_figures":"Consolidated Revenue: 17.92 hundred million yen (YoY +66%, excluding group-out impacts)\nAdjusted EBITDA: 4.80 hundred million yen (record high)\nSaaS ARR: 48.65 hundred million yen (YoY +30%)","jir_meta_title":"Money Forward, Inc. FY2026 Q3 Earnings\uff5cRevenue 17.92 hundred million yen \u00b7 ARR Growth \u00b7 AI Initiatives","jir_meta_description":"Analysis of Money Forward, Inc.'s FY2026 Q3 results: consolidated revenue 17.92 hundred million yen (YoY +66%), adjusted EBITDA 4.80 hundred million yen, SaaS ARR 48.65 hundred million yen, and expansion of AI agents and AI-BPO as part of growth strategy.","jir_og_title":"Analysis of Money Forward, Inc. Q3 Results\uff5cRevenue, ARR, and AI Strategy","jir_og_description":"Key points from FY2026 Q3: consolidated revenue 17.92 hundred million yen, SaaS ARR expanded to 48.65 hundred million yen. 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