As of the end of September, in-force annualized premium equivalents were 38,276 million yen (Year-over-Year 107%), consisting of 29,549 million yen for individual insurance and 8,727 million yen for group mortgage-protection insurance. New business annualized premium equivalents were 260 million yen, new policies were 6,786 policies (Year-over-Year -452 policies), and lapse\/termination rate was 5.1% (flat Year-over-Year).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifenet Insurance Company","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-10-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/10\/7157-20261009-01.pdf","jir_short_summary":"As of the end of September, in-force annualized premium equivalents were 38,276 million yen (Year-over-Year 107%), consisting of 29,549 million yen for individual insurance and 8,727 million yen for group mortgage-protection insurance. New business annualized premium equivalents were 260 million yen, new policies were 6,786 policies (Year-over-Year -452 policies), and lapse\/termination rate was 5.1% (flat Year-over-Year).","jir_summary":"### Overview of Performance Trends\nIn September 2026, in-force annualized premium equivalents amounted to 38,276 million yen, representing 107% growth Year-over-Year. The breakdown was 29,549 million yen for individual insurance (YoY 107%) and 8,727 million yen for group mortgage-protection insurance (YoY 108%). New business annualized premium equivalents were 260 million yen, and new policies totaled 6,786, declining Year-over-Year. The lapse\/termination rate stood at 5.1%, essentially flat Year-over-Year.\n\n### Segment Highlights and Financial Implications\nGrowth in individual insurance remains healthy, and group insurance is trending steadily. The decline in new policies is a point to watch, but the stability of in-force policies suggests contract retention is sound. The lapse\/termination rate remains stable in the 5% range. Note that as a monthly flash report, these figures are preliminary and not final.","jir_financial_highlights":"In-force annualized premium equivalents: 38,276 million yen (Year-over-Year 107%)\nIndividual insurance in-force annualized premium equivalents: 29,549 million yen (Year-over-Year 107%)\nGroup mortgage-protection insurance in-force annualized premium equivalents: 8,727 million yen (Year-over-Year 108%)\nNew business annualized premium equivalents: 260 million yen (Year-over-Year Unknown)\nNew policies: 6,786 policies (Year-over-Year -452 policies)\nLapse\/termination rate: 5.1% (Year-over-Year -0.1%p (comparison expressed as same-month comparison))","jir_category":"","jir_hashtags":"#LifenetInsuranceCompany, #FlashReport, #MonthlyTrends","jir_key_figures":"In-force annualized premium equivalents: 38,276 million yen\nIndividual insurance in-force annualized premium equivalents: 29,549 million yen\nGroup mortgage-protection insurance in-force annualized premium equivalents: 8,727 million yen","jir_meta_title":"Lifenet Insurance Company September Flash Report | In-force Annualized Premium Equivalents 38,276 million yen (YoY 107%)","jir_meta_description":"Summary of Lifenet Insurance Company's September 2026 flash report. In-force annualized premium equivalents were 38,276 million yen (YoY 107%), with 29,549 million yen in individual insurance and 8,727 million yen in group insurance. New policies totaled 6,786 and lapse\/termination rate was 5.1%.","jir_og_title":"Lifenet Insurance Company September Flash Report | In-force Annualized Premium Equivalents 38,276 million yen","jir_og_description":"Summary of the September flash report: in-force annualized premium equivalents were 38,276 million yen (YoY 107%), with 29,549 million yen in individual insurance and 8,727 million yen in group insurance. New policies were 6,786 and lapse\/termination rate was 5.1%.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-129142","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n