Resolved to early redeem domestic subordinated unsecured bonds with deferred interest payment and early redemption provisions. The 2nd series amounts to 30,000 million yen and the 3rd series amounts to 50,000 million yen; redemption dates are December 26, 2026 and January 31, 2027, respectively. Redemption will be executed at 100 yen per 100 yen principal.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8725","jir_company_name":"MS&AD Insurance Group Holdings, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-09-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/09\/8725-20260929-01.pdf","jir_short_summary":"Resolved to early redeem domestic subordinated unsecured bonds with deferred interest payment and early redemption provisions. The 2nd series amounts to 30,000 million yen and the 3rd series amounts to 50,000 million yen; redemption dates are December 26, 2026 and January 31, 2027, respectively. Redemption will be executed at 100 yen per 100 yen principal.","jir_summary":"### Overview\nAt the board of directors meeting held today, it was resolved to fully early redeem the 2nd series (issued December 26, 2016) and the 3rd series (issued January 31, 2017) deferred interest payment and early redemption provision unsecured bonds (with subordinated clause). The redemption totals are 30,000 million yen and 50,000 million yen, with redemption dates of December 26, 2026 and January 31, 2027, respectively. The redemption amount is specified as 100 yen per 100 yen principal.\n\n### Impact on Investors\nWhile early redemption will accelerate the repayments of liabilities, it will require cash outflow. Specific uses of funds and detailed financial impact are not stated in this disclosure. Because these bonds include deferred interest payment provisions, investors should closely monitor impacts on cash flow and capital structure.","jir_financial_highlights":"Total Amount of Early Redemption: 30,000 million yen; 50,000 million yen (Unknown)\nEarly Redemption Dates: December 26, 2026; January 31, 2027 (Unknown)\nRedemption Amount per Bond: For each bond, 100 yen per 100 yen principal (Unknown)","jir_category":"","jir_hashtags":"#MS&ADInsuranceGroupHoldings, #EarlyRedemption","jir_key_figures":"Total amount of early redemption: 30,000 million yen (2nd series)\nTotal amount of early redemption: 50,000 million yen (3rd series)\nEarly redemption dates: December 26, 2026; January 31, 2027","jir_meta_title":"MS&AD Insurance Group Holdings, Inc. Resolves Early Redemption of Domestic Subordinated Bonds\uff5cDec 2026 & Jan 2027","jir_meta_description":"MS&AD Insurance Group Holdings, Inc. has resolved to early redeem domestic subordinated unsecured bonds. The 2nd series of 30,000 million yen and the 3rd series of 50,000 million yen will be redeemed on December 26, 2026 and January 31, 2027, respectively, at 100 yen per 100 yen principal.","jir_og_title":"MS&AD Insurance Group Holdings, Inc. Resolves Early Redemption\uff5cDec 2026 & Jan 2027","jir_og_description":"MS&AD has resolved to early redeem subordinated unsecured bonds. Totals are 30,000 million yen and 50,000 million yen, with redemption dates of 2026\/12\/26 and 2027\/1\/31.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":6862,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"share_buyback","footnotes":""},"sector":[],"importance":[],"class_list":["post-124358","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n