Announced consolidated earnings forecast for the fiscal year ending September 2026. Revenue is projected at 12,000 hundred million yen, operating income at 2,020 million yen, ordinary income at 2,050 million yen, net income attributable to owners of parent at 1,700 million yen, and earnings per share of 1,700 sen. Prior forecast was not disclosed. The main factors are reduced advertising spend for “Memento Mori” and fee reduction effects from migration to external payment processing. Prior fiscal year results were revenue of 12,366 million yen, operating income of 2,154 million yen, ordinary income of 2,185 million yen, net income attributable to owners of parent of 1,351 million yen, and earnings per share of 339.99 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"4393","jir_company_name":"Bank of Innovation,Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-09-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/09\/4393-20260929-01.pdf","jir_short_summary":"Announced consolidated earnings forecast for the fiscal year ending September 2026. Revenue is projected at 12,000 hundred million yen, operating income at 2,020 million yen, ordinary income at 2,050 million yen, net income attributable to owners of parent at 1,700 million yen, and earnings per share of 1,700 sen. Prior forecast was not disclosed. The main factors are reduced advertising spend for \"Memento Mori\" and fee reduction effects from migration to external payment processing. Prior fiscal year results were revenue of 12,366 million yen, operating income of 2,154 million yen, ordinary income of 2,185 million yen, net income attributable to owners of parent of 1,351 million yen, and earnings per share of 339.99 yen.","jir_summary":"### Key Points of the Earnings Forecast\nAnnounced consolidated earnings forecast for the fiscal year ending September 2026. Revenue is projected at 12,000 hundred million yen, operating income at 2,020 million yen, ordinary income at 2,050 million yen, net income attributable to owners of parent at 1,700 million yen, and earnings per share at 427.75 yen. No prior forecast was disclosed; this represents a reasonable estimate based on information currently available. The primary driver is the introduction and migration to out-of-app payments accompanying the launch of the \"Memento Mori Web Store,\" reflecting expected reductions in payment processing fees.\n\n### Background and Future Considerations\nThe group expects to restrain advertising expenditures while incurring increased costs associated with strengthening development and operations structure for growth. Currency information is Unknown. This forecast is based on information available at this time, and actual results may vary due to future factors.","jir_financial_highlights":"Revenue: 12,000 hundred million yen (Year-over-Year Unknown \/ No change (Newly disclosed forecast))\nOperating Income: 2,020 million yen (Year-over-Year 6.2% decrease)\nOrdinary Income: 2,050 million yen (Year-over-Year 6.2% decrease)\nNet Income Attributable to Owners of Parent: 1,700 million yen (Year-over-Year 25.8% increase)\nEarnings per Share: 427.75 yen (Prior period was 339.99 yen)\nMemento Mori Web Store Related: Unknown (Introduction and migration to out-of-app payments progressing smoothly; fee reduction effects from payment migration assumed)","jir_category":"","jir_hashtags":"#BankofInnovationIRExplanation, #EarningsForecastAnnouncement","jir_key_figures":"Revenue: 12,000 hundred million yen\nOperating Income: 2,020 million yen\nOrdinary Income: 2,050 million yen\nNet Income Attributable to Owners of Parent: 1,700 million yen","jir_meta_title":"Bank of Innovation,Inc. Announces Full-Year Consolidated Earnings Forecast\uff5cRevenue Projected at 12,000 hundred million yen, Net Income 1,700 million yen","jir_meta_description":"Bank of Innovation,Inc. has announced its consolidated earnings forecast for the fiscal year ending September 2026. The outlook includes revenue of 12,000 hundred million yen, operating income of 2,020 million yen, and net income of 1,700 million yen, with explanations about fee reduction effects from migration to the Memento Mori Web Store.","jir_og_title":"Bank of Innovation,Inc. Announces Full-Year Forecast\uff5cRevenue 12,000 hundred million yen","jir_og_description":"Bank of Innovation,Inc. has published its consolidated forecast for fiscal 2026. Revenue is projected at 12,000 hundred million yen and net income at 1,700 million yen, with commentary on reduced payment processing fees from the Web Store migration.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":57561,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-124313","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n