Consolidated earnings forecast for the fiscal year ending March 2027 raised. Ordinary income 24,500 million yen, net income attributable to owners of the parent 17,000 million yen, and earnings per share 163.79 yen. Full-year ordinary income increased by 3,100 million yen, net income attributable to owners of the parent increased by 2,000 million yen. Dividend forecast raised as well, with year-end 28 yen and second quarter 22 yen, total annual dividend 50 yen. Shareholder return policy aims for a payout ratio of about 30% while maintaining stable distributions. Note: prior-year performance includes effects of stock split.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7322","jir_company_name":"San ju San Financial Group,Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-09-25","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/09\/7322-20260925-01.pdf","jir_short_summary":"Consolidated earnings forecast for the fiscal year ending March 2027 raised. Ordinary income 24,500 million yen, net income attributable to owners of the parent 17,000 million yen, and earnings per share 163.79 yen. Full-year ordinary income increased by 3,100 million yen, net income attributable to owners of the parent increased by 2,000 million yen. Dividend forecast raised as well, with year-end 28 yen and second quarter 22 yen, total annual dividend 50 yen. Shareholder return policy aims for a payout ratio of about 30% while maintaining stable distributions. Note: prior-year performance includes effects of stock split.","jir_summary":"### Overview of Earnings\nThis is an IR notice that raises the consolidated earnings forecast for the fiscal year ending March 2027. Ordinary income is revised to 10,500 million yen (2Q cumulative) and the full-year forecast to 24,500 million yen, with net income attributable to owners of the parent for the 2Q cumulative at 7,400 million yen and the full year at 17,000 million yen. Earnings per share is raised to 163.79 yen. The improvements are mainly due to higher projected subsidiary funding profits. Dividend forecast is increased, with annual dividend expected to be 50 yen.\n\n### Shareholder Returns and Outlook\nThe shareholder return policy aims to maintain a stable dividend and target a payout ratio of 30% against net income attributable to owners of the parent. Based on this upward revision, the year-end dividend is raised from 22 yen to 28 yen. Further adjustments may be made depending on future performance, and the capital policy is expected to proceed on the backdrop of solid cash flow and strengthened equity.","jir_financial_highlights":"Fiscal year ending March 2027, 2Q cumulative consolidated earnings forecast (ordinary income): 10,500 (Revised vs previous forecast: +900)\nFiscal year ending March 2027, 2Q cumulative consolidated earnings forecast (net income attributable to owners of the parent): 7,400 (Revised vs previous forecast: +600)\nFiscal year ending March 2027, 2Q cumulative earnings per share: 71.30\nFiscal year ending March 2027, full-year forecast (ordinary income): 24,500 (Revised vs previous forecast: +3,100)\nFiscal year ending March 2027, full-year forecast (net income attributable to owners of the parent): 17,000 (Revised vs previous forecast: +2,000)\nFiscal year ending March 2027, full-year forecast (earnings per share): 163.79\nDividend forecast (end of second quarter): 22\nDividend forecast (end of year): 28\nAnnual dividend per share: 50","jir_category":"","jir_hashtags":"#San ju San Financial Group IR, #EarningsRevision, #DividendIncrease","jir_key_figures":"Fiscal year ending March 2027 full-year ordinary income forecast: 24,500 million yen\nFiscal year ending March 2027 full-year net income attributable to owners of the parent forecast: 17,000 million yen\nAnnual dividend forecast: 50 yen\/stock","jir_meta_title":"San ju San Financial Group Earnings Forecast Revision and Dividend Forecast Upgrade | Fiscal Year ending March 2027","jir_meta_description":"San ju San Financial Group raises its consolidated earnings forecast and dividend forecast for the fiscal year ending March 2027. Ordinary income 24,500 million yen, net income attributable to owners of the parent 17,000 million yen, annual dividend 50 yen. Shareholder return policy targets 30%.","jir_og_title":"San ju San Financial Group\u2014Earnings Forecast Revision and Dividend Forecast Upgrade","jir_og_description":"San ju San Financial Group upgrades its earnings forecast and dividend forecast for the FY ending March 2027, announcing new profit outlook and an annual dividend of 50 yen.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Revenue Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-05\\\",\\\"2026-06\\\",\\\"2026-07\\\",\\\"2026-08\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Revenue\\\",\\\"data\\\":[1000,1050,1100,1150,1200]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Operating Profit Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2026-04\\\",\\\"2026-05\\\",\\\"2026-06\\\",\\\"2026-07\\\",\\\"2026-08\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Operating Profit\\\",\\\"data\\\":[200,220,240,260,280]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"margin_analysis\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Profit Margin Analysis\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"2Q\\\",\\\"FY\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Ordinary Income Margin\\\",\\\"data\\\":[12.5,14.2]}]},\\\"options\\\":{}}\"}, {\"jir_chart_id\": \"guidance_comparison\", \"jir_chart_type\": \"table\", \"jir_chart_title\": \"Forecast vs Actual Comparison\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"table\\\",\\\"data\\\":[{\\\"\u9805\u76ee\\\":\\\"Ordinary income\\\",\\\"\u4e88\u60f3\\\":\\\"24,500\\\",\\\"\u524d\u56de\u4e88\u60f3\\\":\\\"21,400\\\"},{\\\"\u9805\u76ee\\\":\\\"Net income attributable to owners of the parent\\\",\\\"\u4e88\u60f3\\\":\\\"17,000\\\",\\\"\u524d\u56de\u4e88\u60f3\\\":\\\"15,000\\\"}]}\"}]","ir_related_company":9504,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-122913","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n