The Bank expects higher standalone interest income on loans and securities dividends, leading to upward revisions for the consolidated and standalone full-year and cumulative results for the second quarter of fiscal year 2027. The new forecast increases in net sales (net interest income), ordinary income, and net income attributable to owners of the parent and earnings per share compared to the previous 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-09-25","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/09\/8346-20260925-01.pdf","jir_short_summary":"The Bank expects higher standalone interest income on loans and securities dividends, leading to upward revisions for the consolidated and standalone full-year and cumulative results for the second quarter of fiscal year 2027. The new forecast increases in net sales (net interest income), ordinary income, and net income attributable to owners of the parent and earnings per share compared to the previous forecast.","jir_summary":"### Revision of Earnings Guidance\nThis document communicates the upward revision of consolidated and individual earnings forecasts for the period starting April 1, 2026, based on recent performance trends. The revisions cover the second-quarter cumulative of the fiscal year ending March 2027 and the full-year outlook, with all indicators\u2014ordinary income, ordinary profit, net income attributable to owners of the parent, and earnings per share\u2014expected to exceed the previous forecast. The primary driver of the upward revision is anticipated stronger emergence of loan interest income and interest income from securities for the bank on a standalone basis.\n\n### Outlook and Considerations\nThe figures are prepared based on information available at the time of publication; actual results may vary with future market trends, interest rate movements, and lending conditions. The upward revision relates to the consolidated cumulative period and full-year outlook; please refer to disclosure documents for segment-specific details.","jir_financial_highlights":"Consolidated Ordinary Income: 83,500 million yen (Compared with previous forecast +31,800)\nConsolidated Ordinary Profit: 12,000 million yen (Compared with previous forecast +3,000)\nNet Income Attributable to Owners of the Parent (Interim): 8,100 million yen (Compared with previous forecast +2,200)\nEarnings per Share (Interim): 32.41 yen (Compared with previous forecast +6)\nConsolidated Ordinary Income (Full Year): 147,200 million yen (Compared with previous forecast +43,000)\nConsolidated Ordinary Profit (Full Year): 23,800 million yen (Compared with previous forecast +4,200)\nNet Income Attributable to Owners of the Parent (Full Year): 16,000 million yen (Compared with previous forecast +3,000)\nEarnings per Share (Full Year): 64.01 yen (Compared with previous forecast +12)","jir_category":"","jir_hashtags":"#PleaseUseAnExpressiveThemeForTohoBankIRInfoNotSpecificToTohoBankIRInfo","jir_key_figures":"Consolidated Ordinary Income: 83,500 million yen\nConsolidated Ordinary Profit: 12,000 million yen\nNet Income Attributable to Owners of the Parent (Interim): 8,100 million yen\nEarnings per Share (Interim): 32.41 yen\nConsolidated Ordinary Income (Full Year): 147,200 million yen\nConsolidated Ordinary Profit (Full Year): 23,800 million yen\nNet Income Attributable to Owners of the Parent (Full Year): 16,000 million yen\nEarnings per Share (Full Year): 64.01 yen","jir_meta_title":"Toho Bank, Ltd. Raises Earnings Guidance | Cumulative for Q2 of FY2027 and Full Year","jir_meta_description":"Toho Bank, Ltd. raises its earnings guidance. Consolidated ordinary income 83,500 million yen, ordinary profit 12,000 million yen, net income attributable to owners of the parent (full year) 16,000 million yen, etc. Explains the increase from the previous forecast and outlook going forward.","jir_og_title":"Toho Bank, Ltd. Raises Earnings Guidance | FY2027 Q2 and Full Year","jir_og_description":"Toho Bank, Ltd. raises earnings guidance. Announces increases in key indicators and future outlook. See IR materials for details.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9316,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-122905","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n