Securitization of lending claims planned for September 29, 2026. Securitization amount is 33,900 million yen, loan receivable disposal gain expected at 850 million yen, with disposal gains anticipated to be recorded in the interim and full-year of the 2027 fiscal year. No changes to the earnings forecast announced in May 2026.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7150","jir_company_name":"Shimane Bank","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-09-18","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/09\/7150-20260918-01.pdf","jir_short_summary":"Securitization of lending claims planned for September 29, 2026. Securitization amount is 33,900 million yen, loan receivable disposal gain expected at 850 million yen, with disposal gains anticipated to be recorded in the interim and full-year of the 2027 fiscal year. No changes to the earnings forecast announced in May 2026.","jir_summary":"### Overview\nShimane Bank has decided to securitize lending exposures in order to strengthen financial soundness and local engagement under its Medium-Term Management Plan, \u201cFurusato Sanin Activation Project! \u2013 Aiming to Improve Local Engagement \u2013 Regional Bank Shimabank.\u201d The first implementation was January 2026, and this is the second initiative. Considering the economic viability, it aims to expand the funding base, enhance ALM management, and strengthen credit risk management. Disposal gains are expected to be recorded.\n\n### Financials and Outlook\nThe funds raised through securitization will be deployed to local business partners to strengthen earnings. Securitization amount is 33,900\u767e\u4e07\u5186, and the expected loan receivable disposal gains are 850\u767e\u4e07\u5186 (both planned\/projected). Implementation date is scheduled for September 29, 2026. It is expected that 850\u767e\u4e07\u5186 of loan receivable disposal gains will be recorded in the second quarter and full-year of the 2027 fiscal year. No changes to the earnings forecast announced in May 2026.","jir_financial_highlights":"Securitization amount: 33,900 million yen (planned) (Unknown)\nLending receivable disposal gains recognition: 850 million yen (Forecast) (Unknown)\nSecuritization implementation date: September 29, 2026 (planned) (Unknown)","jir_category":"","jir_hashtags":"","jir_key_figures":"Securitization amount: 33,900 million yen (planned)\nLending receivable disposal gains recognition: 850 million yen (Estimated)\nSecuritization implementation date: September 29, 2026 (planned)","jir_meta_title":"Shimane Bank: Securitization of Lending Claims Decided \u2014 ~33,900 million yen scale, ~850 million yen gain expected","jir_meta_description":"Shimane Bank has decided to securitize lending claims. Securitization amount is 33,900 million yen, with expected disposal gains of 850 million yen. Summary of the implementation date, impact on this year's earnings, and financial soundness measures.","jir_og_title":"Shimane Bank: Securitization of Lending Claims Decided \u2014 ~33,900 million yen scale, ~850 million yen gain expected","jir_og_description":"Shimane Bank decides to securitize lending claims to strengthen financial soundness and local engagement. Announces implementation date, amounts, and gain projections, with notes on impact on earnings forecast for FY2027.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":60150,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"corporate_restructuring","footnotes":""},"sector":[],"importance":[],"class_list":["post-115315","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n