Sumitomo Mitsui Fire & Marine Insurance issues domestic unsecured bonds totaling 160 billion yen, determining issuer, amount, coupon rates, maturity, and use of proceeds. Issuance comprises 3-year to 10-year bonds, with AA rating, domestically offered to the public, with Daiwa Securities as the lead underwriter, etc.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8725","jir_company_name":"MS&AD Insurance Group Holdings, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-28","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/8725-20260828-01.pdf","jir_short_summary":"Sumitomo Mitsui Fire & Marine Insurance issues domestic unsecured bonds totaling 160 billion yen, determining issuer, amount, coupon rates, maturity, and use of proceeds. Issuance comprises 3-year to 10-year bonds, with AA rating, domestically offered to the public, with Daiwa Securities as the lead underwriter, etc.","jir_summary":"### Overview of issuance terms\nSumitomo Mitsui Fire & Marine Insurance Co., Ltd. has determined the issuance conditions for domestic unsecured senior bonds (12th to 15th issue). The total amount is 160 billion yen, with issue amounts by bond type of 40 billion yen, 80 billion yen, 10 billion yen, and 30 billion yen. Coupon rates by bond type range from 2.157% to 3.368%. Maturities consist of combinations of 3, 5, 7, and 10 years, with interest payments made on March 3 and September 3 each year. Proceeds are designated for debt repayment funds, long-term lending and investment funds, and working capital, and the bonds will be sold to institutional investors in a domestic public offering.\n\n### Impact on finances and markets and future outlook\nThis issue is part of a financial strategy to secure long-term funding through a public offering bond. It aims to maintain financial soundness while meeting working capital needs and long-term lending\/investment funding. The rating is AA, and given the focus on domestic institutional investors and a public offering, it is expected to contribute to liquidity and stability of the capital structure.","jir_financial_highlights":"Total issue amount: 1,600 hundred million yen (Unknown)\nIssue amount: 400 hundred million yen \/ 800 hundred million yen \/ 100 hundred million yen \/ 300 hundred million yen (Unknown)\nCoupon rate: Annual 2.157% \/ Annual 2.582% \/ Annual 2.947% \/ Annual 3.368% (Unknown)\nMaturity: September 3, 2029 (3-year); September 3, 2031 (5-year); September 2, 2033 (7-year); September 3, 2036 (10-year) (Unknown)\nRating: AA (Japan Credit Rating Agency, Ltd.) (Unknown)","jir_category":"","jir_hashtags":"#MS&ADHoldings, #DomesticPublicBondIssuance, #Fundraising","jir_key_figures":"Total issue amount: 1,600 hundred million yen\nCoupon rate (by bond type): 2.157% \/ 2.582% \/ 2.947% \/ 3.368%\nMaturity: 2029\/9\/3, 2031\/9\/3, 2033\/9\/2, 2036\/9\/3","jir_meta_title":"\u3010MS&AD Holdings\u3011Conditions for Domestic Unsecured Bond Issuance Decided\uff5cAugust 2026","jir_meta_description":"Discloses the decision of domestic unsecured bond issuance conditions by Sumitomo Mitsui Marine Insurance, a subsidiary of the MS&AD Group. Summary of total amount 1600 billion yen, 3\u201310 year bonds, coupon rates, maturities, use of proceeds, and rating. Public offering to institutional investors planned.","jir_og_title":"MS&AD Domestic Unsecured Bond Issuance Conditions Decided\uff5cAugust 2026","jir_og_description":"MS&AD domestic unsecured bond issuance conditions decided. Total 1600 billion yen, coupon rates by bond type range 2.16\u20133.37%, maturities 3\u201310 years, use of proceeds for redemption, long-term lending\/investment, and working capital. Public offering to institutional investors.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":6862,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-108163","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n