To secure consolidated financial statement stability, a new monetary loan agreement of 12.4 billion yen was entered into for the purpose of refinancing long-term debt. Counterparties are major banks, unsecured. Repayment due date is August 29, 2036.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3678","jir_company_name":"Umei Management Group Co., Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-08-26","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/3678-20260826-01.pdf","jir_short_summary":"To secure consolidated financial statement stability, a new monetary loan agreement of 12.4 billion yen was entered into for the purpose of refinancing long-term debt. Counterparties are major banks, unsecured. Repayment due date is August 29, 2036.","jir_summary":"### Overview\nThis is to announce the resolution to enter into a new monetary loan agreement to refinance a short-term bridge loan used for capitalizing on the acquisition of equity interests, converting to long-term debt. The contract date and execution date are both September 4, 2026. The counterparties are multiple major financial institutions. Principal amount is 12.4 billion yen, unsecured. Financial covenants require maintaining consolidated shareholders\u2019 equity at or above 75% YoY and achieving consolidated ordinary income in two consecutive periods.\n\n### Impact on future results\nThe impact of this agreement on consolidated results is considered minor; if any matter requiring disclosure arises in the future, it will be disclosed promptly.","jir_financial_highlights":"Principal of debt: 12.4 \u5104\u5186 (Unknown)\nRepayment deadline: 2036\u5e74\uff18\u670829\u65e5 (Unknown)","jir_category":"","jir_hashtags":"#NotCapitalPolicyInfoButIRSummary, #FinancialContract","jir_key_figures":"Debt principal: 12.4 \u5104\u5186\uff08unsecured\uff09\nRepayment deadline: 2036\u5e748\u670829\u65e5\nFinancial covenants: maintain consolidated shareholders\u2019 equity at 75% or higher, two consecutive periods of positive consolidated ordinary income\nBorrowing execution date: 2026\u5e749\u67084\u65e5","jir_meta_title":"Umei Management Group: Conclusion of Monetary Loan Agreement with Financial Covenants Reached \uff5c August 26, 2026","jir_meta_description":"The company resolved to conclude a monetary loan agreement with financial covenants. Unsecured loan of 12.4 billion yen aimed at long-term refinancing, with covenants to maintain consolidated shareholders\u2019 equity and two consecutive periods of profitability. Minor impact expected on future results.","jir_og_title":"Umei Management Group: Entered into Financial Contract \uff5c 2026\/08\/26","jir_og_description":"Announcement of a financial contract for refinancing to a long-term loan of 12.4 billion yen. Financial covenants include maintaining shareholders\u2019 equity and two consecutive periods of profitability. Minor impact anticipated on future results.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":57427,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-107231","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n