Net revenue for the consolidated first-quarter cumulative period was JPY 122,462 million, up 12.4% YoY. Operating income was JPY 30,442 million, up 32.7% YoY, and net income attributable to owners of the parent was JPY 21,750 million, up 35.1% YoY. By segment, Payment, Finance, and Global businesses contributed, with growth driven by the global operations. The full-year consolidated earnings forecast for the year ending March 2027 remains unchanged.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8253","jir_company_name":"Credit Saison Co., Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/8253-20260812-01.pdf","jir_short_summary":"Net revenue for the consolidated first-quarter cumulative period was JPY 122,462 million, up 12.4% YoY. Operating income was JPY 30,442 million, up 32.7% YoY, and net income attributable to owners of the parent was JPY 21,750 million, up 35.1% YoY. By segment, Payment, Finance, and Global businesses contributed, with growth driven by the global operations. The full-year consolidated earnings forecast for the year ending March 2027 remains unchanged.","jir_summary":"### Performance overview\nCredit Saison achieved net revenue of JPY 122,462 million in the first quarter of the fiscal year ending March 2027 (up 12.4% YoY), operating income of JPY 30,442 million (up 32.7% YoY), and net income attributable to owners of the parent of JPY 21,750 million (up 35.1% YoY), signaling a substantial earnings increase. Segment-wise, the payments, finance, and global businesses drove growth, while some real estate-related, leasing, and entertainment segments remained steady or weaker. The company maintains its full-year forecast for FY2027 at the current level.\n\n### Outlook and strategy\nThe company outlines a vision for 2030 of a 'GLOBAL NEO FINANCE COMPANY,' continuing to promote digital transformation (DX) and applying a company-wide approach to digital utilization. It will strengthen new initiatives in the payments business (leveraging IP, collaborations, and cryptocurrency-related linkages) and push expansion in leasing\/finance and global operations.","jir_financial_highlights":"Net revenue: 122,462 (YoY 12.4% increase)\nOperating income: 30,442 (YoY 32.7% increase)\nNet income attributable to owners of the parent: 21,750 (YoY 35.1% increase)","jir_category":"","jir_hashtags":"#CreditSaison, #Earnings, #DigitalTransformation, #GlobalBusiness","jir_key_figures":"Net revenue: 122,462 \u767e\u4e07\u5186\nOperating income: 30,442 \u767e\u4e07\u5186\nNet income attributable to owners of the parent: 21,750 \u767e\u4e07\u5186","jir_meta_title":"Credit Saison Co., Ltd. 1Q FY2027 IFRS Consolidated Financial Results | Revenue and Profit Trends","jir_meta_description":"Key points from Credit Saison's first-quarter consolidated results for FY2027. Net revenue rose 12.4% YoY to 122,462 million; operating income 30,442 million; and net income attributable to owners of the parent 21,750 million. Segment trends and full-year outlook explained.","jir_og_title":"Credit Saison announces 1Q results | Revenue and profit growth","jir_og_description":"In Credit Saison's IFRS-based first-quarter results, net revenue grew 12.4% YoY to 122,462 million, operating income rose 32.7% to 30,442 million, and net income attributable to owners of the parent reached 21,750 million. Strategy and full-year outlook explained.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7658,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-102559","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n