Policyholder equivalents for July 2026 increased by 10.7% MoM to 3,799 million yen. Individual insurance was 2,930 million yen, and group credit life insurance was 867 million yen, with YoY growth of 107% and 109% respectively. The number of individual insurance policies surpassed 700,000, totaling 702,377. New contract annualized premiums were 249 million yen, with 6,371 contracts, both down YoY. Surrender and lapse rate was 4.8%, an YoY improvement.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifetnet Life Insurance Company","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/7157-20260812-03.pdf","jir_short_summary":"Policyholder equivalents for July 2026 increased by 10.7% MoM to 3,799 million yen. Individual insurance was 2,930 million yen, and group credit life insurance was 867 million yen, with YoY growth of 107% and 109% respectively. The number of individual insurance policies surpassed 700,000, totaling 702,377. New contract annualized premiums were 249 million yen, with 6,371 contracts, both down YoY. Surrender and lapse rate was 4.8%, an YoY improvement.","jir_summary":"### Section heading\nThis month\u2019s key trend is that policyholder equivalents are showing solid year-over-year growth. Individual insurance and group credit life insurance policyholder equivalents grew 107% and 109%, respectively. The number of individual insurance policies surpassed 700,000, indicating continued expansion of our customer base. Meanwhile, new contract amounts and counts are declining, and surrender and lapse rates have improved, indicating improved policy quality.\n\n### Section 2 heading\nLooking ahead, whether monthly growth will persist depends on the trajectory of new individual insurance contracts and surrender rates. Stable growth in group credit life insurance remains important, with efficiency improvements and customer base expansion as key. Given some signs that new contract amounts and counts are below the prior year, ongoing monitoring of monthly trends is required.","jir_financial_highlights":"Policyholder equivalents: 37,979 million yen (YoY 107%)\nIndividual insurance policyholder equivalents: 29,307 million yen (YoY 107%)\nGroup credit life insurance policyholder equivalents: 8,672 million yen (YoY 109%)\nIndividual insurance policyholder count: 702,377 items (YoY +? (unknown))\nNew contract annualized premiums: 249 million yen (YoY -)\nNew contracts: 6,371 items (YoY -)\nPayout amounts for claims and benefits: 658 million yen (YoY +167% (month-on-month unknown))\nSurrender and lapse rate: 4.8% (YoY -0.9 percentage points)","jir_category":"","jir_hashtags":"#LifetnetLifeInsurance, #IndividualInsurance, #GroupCreditLifeInsurance, #PolicyholderCount, #PerformanceBrief","jir_key_figures":"Policyholder equivalents: 37,979 million yen (YoY 107%)\nIndividual insurance policyholder equivalents: 29,307 million yen (YoY 107%)\nGroup credit life insurance policyholder equivalents: 8,672 million yen (YoY 109%)","jir_meta_title":"Lifetnet Life Insurance July Performance Brief | Policyholder Equivalents YoY 107%","jir_meta_description":"Summary of Lifetnet Life Insurance's July 2026 performance brief. Policyholder equivalents 3,799 million yen; individual insurance 2,930 million yen; group credit life insurance 867 million yen. New contracts are down, but surrender rate has improved.","jir_og_title":"Lifetnet Life Insurance July Performance Brief","jir_og_description":"Policyholder equivalents grew 107% YoY in July. Both individual and group credit life insurance rose, with policy counts exceeding 700,000.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-102537","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n