{"id":101658,"date":"2026-08-10T18:53:01","date_gmt":"2026-08-10T09:53:01","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8524-20260810-01_wp_financial_summary\/"},"modified":"2026-08-10T18:53:01","modified_gmt":"2026-08-10T09:53:01","slug":"8524-20260810-01_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260810-01_wp_financial_summary\/","title":{"rendered":"First Quarter of the Fiscal Year Ending March 2027: Capital Adequacy Ratio"},"content":{"rendered":"<p>Discloses the capital adequacy ratio at the end of the first quarter of the fiscal year ending March 2027. Consolidated: 11.43% (Basel III fully implemented), YoY decrease of 0.22 to 0.29 percentage points. Includes figures for capital, risk-weighted assets, and total required capital.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8524","jir_company_name":"Hokuyo Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/8524-20260810-01.pdf","jir_short_summary":"Discloses the capital adequacy ratio at the end of the first quarter of the fiscal year ending March 2027. Consolidated: 11.43% (Basel III fully implemented), YoY decrease of 0.22 to 0.29 percentage points. Includes figures for capital, risk-weighted assets, and total required capital.","jir_summary":"### Section header\nHokuyo Bank published the capital adequacy ratio and related indicators for the end of the first quarter of the fiscal year ending March 2027 based on domestic standards. Consolidated capital adequacy ratio is 12.89%, down 0.29 percentage points from the previous quarter. Capital stands at 3,842 billion yen, risk-weighted assets at 29,797 billion yen, and total required capital at 1,191 billion yen. Basel III fully implemented basis: consolidated capital adequacy ratio is 11.43% and standalone is 11.19%; these disclosures are planned to be presented on a separate page as part of disclosure under Pillar 3 (market discipline). Uncertainty factors include potential additional disclosure items to be announced in the future. \n\n### Second section heading\nThis document focuses on capital adequacy disclosures with the aim of informing investors about the soundness of shareholder equity and capital replenishment. Future outlook, additional disclosures, and external factors are not disclosed at this time. A reference URL is provided to the bank's IR site capital-related pages.","jir_financial_highlights":"Consolidated capital adequacy ratio: 12.89% (Compared with end of June 2026: \u25b30.29)\nConsolidated capital: 3,842 (Compared with end of June 2026: +48)\nRisk-weighted assets, etc.: 29,797 (Compared with end of June 2026: +1,025)\nTotal required capital: 1,191 (Compared with end of June 2026: +41)\nStandalone capital adequacy ratio: 12.54% (Compared with end of June 2026: \u25b30.26)\nStandalone capital: 3,690 (Compared with end of June 2026: +61)\nRisk-weighted assets, etc. (standalone): 29,408 (Compared with end of June 2026: +1,075)\nTotal required capital (standalone): 1,176 (Compared with end of June 2026: +43)","jir_category":"","jir_hashtags":"#HokuyoBank, #CapitalAdequacyRatio, #Capital-relatedDisclosures","jir_key_figures":"Consolidated capital adequacy ratio: 12.89%\nConsolidated capital: 3,842 billion yen\nTotal required capital: 1,191 billion yen","jir_meta_title":"Hokuyo Bank: First Quarter Capital Adequacy Ratio Disclosure | End of June 2026","jir_meta_description":"Hokuyo Bank discloses the capital adequacy ratio for the end of the first quarter of the fiscal year ending March 2027. Consolidated 12.89% (YoY \u25b30.29 points), capital of 3,842 billion yen, and Basel III-based disclosures. Additional disclosures planned.","jir_og_title":"Hokuyo Bank: Capital Adequacy Ratio Disclosure","jir_og_description":"Hokuyo Bank discloses the capital adequacy ratio for the end of the first quarter of the fiscal year ending March 2027. Consolidated 12.89% and details including capital amount of 3,842 billion yen.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8118,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-101658","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>First Quarter of the Fiscal Year Ending March 2027: Capital Adequacy Ratio - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260810-01_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260810-01_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260810-01_wp_financial_summary\/\",\"name\":\"First Quarter of the Fiscal Year Ending March 2027: Capital Adequacy Ratio - 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