{"id":7916,"date":"2025-12-22T15:30:02","date_gmt":"2025-12-22T06:30:02","guid":{"rendered":"https:\/\/japanir.jp\/en\/company\/company-7189\/"},"modified":"2026-08-23T13:48:43","modified_gmt":"2026-08-23T04:48:43","slug":"company-7189","status":"publish","type":"company","link":"https:\/\/japanir.jp\/en\/company\/company-7189\/","title":{"rendered":"NISHI-NIPPON FINANCIAL HLDGS IN"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","meta":{"Ticker":"7189","DATE":"2025-12-22","longName":"Nishi-Nippon Financial Holdings, Inc.","company_name_ja":"","fullTimeEmployees":4252,"address":"","phone":"","website":"https:\/\/www.nnfh.co.jp","industry":"Banks - Regional","sector":"Financial Services","regularMarketPrice":3242,"financialCurrency":"","marketCap":451557,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":288.01999999999998,"epsForward":0,"bookValue":0,"totalRevenue":189688000000,"OperatingIncome":0,"operatingMargins":0,"NetIncome":40116000000,"profitMargins":21.149999999999999,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":6.5,"recommendationMean":0,"recommendationKey":"none","targetMeanPrice":4170,"numberOfAnalystOpinions":2,"analyst_earnings_data":"{\"success\": true, \"fetched_at\": \"2026-08-01T04:53:45.949037\", \"ticker\": \"7189\", \"ticker_full\": \"7189.T\", \"company_name\": \"NISHI-NIPPON FINANCIAL HLDGS IN\", \"analyst_recommendations\": {\"has_data\": true, \"period\": \"0\", \"strong_buy\": 1, \"buy\": 1, \"hold\": 0, \"sell\": 0, \"strong_sell\": 0, \"total_analysts\": 2, \"recommendation_key\": \"none\", \"recommendation_mean\": null}, \"target_prices\": {\"has_data\": true, \"current\": 4268.0, \"high\": 4400.0, \"low\": 3940.0, \"mean\": 4170.0, \"median\": 4170.0}, \"earnings_dates\": {\"has_data\": true, \"next_earnings\": {\"date\": \"2026-08-03\", \"eps_estimate\": null, \"eps_actual\": null, \"surprise_pct\": null}, \"future_count\": 1, \"past_earnings\": [{\"date\": \"2025-11-10\", \"eps_estimate\": null, \"eps_actual\": null, \"surprise_pct\": null}]}, \"shareholders\": {\"has_data\": true, \"insider_pct\": 11.24, \"institution_pct\": 29.0, \"major_holders\": [{\"label\": \"\", \"value\": 11.24}, {\"label\": \"\", \"value\": 29.0}, {\"label\": \"\", \"value\": 32.67}, {\"label\": \"\", \"value\": 110.0}], \"institutional_holders\": [], \"mutualfund_holders\": []}}","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"Nishi-Nippon Financial Holdings, Inc., through its subsidiaries, provides financial and non-financial products and services in Japan, China, Hong Kong, and Singapore. The company manages and operates banks that offer various financial solutions, including management and leveraged buyout schemes and funds; real estate-related, MLBO, and ship\/ aircraft financing; start-up financing, business succession, and business revitalization; and proposals on long-term diversified investments that leverage NISA, regular investment trusts, and other options; housing and consumer loans; testamentary trust, inheritance management, seniors support trust, annual installment gift trust, and substitute testamentary trust; securities; and credit cards. It also provides digital solutions, such as cashless payments; Nishi-Nippon City Bank App, a mobile banking app for opening savings accounts, conducting card loan and mutual fund transactions, smartphone ATM, foreign currency deposit savings, and reviewing of current life insurance contract; and NCB Business Station, a platform providing financial and non-financial transactions. In addition, the company offers human resources-related support services comprising HR referrals, temporary staffing, HR consultancy, training, and reskilling. Further, the company involved in credit guarantee; financial Instruments; information system services; research and investigation; management consulting; paid employment placement; debt management and collection; investment partnership asset management and administration; payment agency; labor dispatch; and data analysis. It serves SMEs, corporate, and retail customers. The company was formerly known as The Nishi-Nippon City Bank, Ltd. and changed its name to Nishi-Nippon Financial Holdings, Inc. in October 2016. Nishi-Nippon Financial Holdings, Inc. was founded in 1912 and is headquartered in Fukuoka, Japan.","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":73,"get_dividend_history_year2":90,"get_dividend_history_year3":60,"get_dividend_history_year4":52.5,"get_dividend_history_year5":37.5,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"financial_data":"","detailed_financial_data":"{\"success\": true, \"fetched_at\": \"2026-08-23T03:01:53.716862\", \"ticker\": \"7189\", \"ticker_full\": \"7189.T\", \"company_name\": \"NISHI-NIPPON FINANCIAL HLDGS IN\", \"company_info\": {\"name_en\": \"NISHI-NIPPON FINANCIAL HLDGS IN\", \"long_name\": \"Nishi-Nippon Financial Holdings, Inc.\", \"sector\": \"Financial Services\", \"industry\": \"Banks - Regional\", \"website\": \"https:\/\/www.nnfh.co.jp\", \"employees\": 4252, \"country\": \"Japan\", \"city\": \"Fukuoka\", \"address\": \"1-1, Hakata-ekimae 3-chome\", \"description\": \"Nishi-Nippon Financial Holdings, Inc., through its subsidiaries, provides financial and non-financial products and services in Japan, China, Hong Kong, and Singapore. The company manages and operates banks that offer various financial solutions, including management and leveraged buyout schemes and funds; real estate-related, MLBO, and ship\/ aircraft financing; start-up financing, business succession, and business revitalization; and proposals on long-term diversified investments that leverage NISA, regular investment trusts, and other options; housing and consumer loans; testamentary trust, inheritance management, seniors support trust, annual installment gift trust, and substitute testamentary trust; securities; and credit cards. It also provides digital solutions, such as cashless payments; Nishi-Nippon City Bank App, a mobile banking app for opening savings accounts, conducting card loan and mutual fund transactions, smartphone ATM, foreign currency deposit savings, and reviewing of current life insurance contract; and NCB Business Station, a platform providing financial and non-financial transactions. In addition, the company offers human resources-related support services comprising HR referrals, temporary staffing, HR consultancy, training, and reskilling. Further, the company involved in credit guarantee; financial Instruments; information system services; research and investigation; management consulting; paid employment placement; debt management and collection; investment partnership asset management and administration; payment agency; labor dispatch; and data analysis. It serves SMEs, corporate, and retail customers. The company was formerly known as The Nishi-Nippon City Bank, Ltd. and changed its name to Nishi-Nippon Financial Holdings, Inc. in October 2016. Nishi-Nippon Financial Holdings, Inc. was founded in 1912 and is headquartered in Fukuoka, Japan.\"}, \"price_trend\": {\"ma_5\": {\"ma_value\": 4720.0, \"deviation\": -1.21, \"trend\": \"down\"}, \"ma_25\": {\"ma_value\": 4480.08, \"deviation\": 4.08, \"trend\": \"up\"}, \"ma_75\": {\"ma_value\": 4244.59, \"deviation\": 9.86, \"trend\": \"up\"}, \"ma_200\": {\"ma_value\": 3792.5, \"deviation\": 22.95, \"trend\": \"up\"}}, \"financials\": {\"years\": [{\"year\": 2026, \"revenue\": 189688000000.0, \"revenue_fmt\": \"\u00a51897\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 40116000000.0, \"net_income_fmt\": \"\u00a5401\u5104\", \"eps\": 288.02, \"operating_margin\": 0.0, \"total_assets\": 13852267000000.0, \"total_assets_fmt\": \"\u00a513.9T\", \"total_equity\": 616917000000.0, \"total_equity_fmt\": \"\u00a56169\u5104\", \"total_debt\": 1392802000000.0, \"total_debt_fmt\": \"\u00a51.4T\", \"total_cash\": 1391537000000.0, \"total_cash_fmt\": \"\u00a51.4T\", \"equity_ratio\": 4.45, \"de_ratio\": 2.26, \"current_ratio\": 0, \"operating_cf\": -65691000000.0, \"operating_cf_fmt\": \"-\u00a5657\u5104\", \"investing_cf\": -205882000000.0, \"investing_cf_fmt\": \"-\u00a52059\u5104\", \"financing_cf\": -13040000000.0, \"financing_cf_fmt\": \"-\u00a5130\u5104\", \"free_cf\": -105876000000.0, \"free_cf_fmt\": \"-\u00a51059\u5104\", \"net_margin\": 21.15, \"roe\": 6.5, \"roa\": 0.29}, {\"year\": 2025, \"revenue\": 153470000000.0, \"revenue_fmt\": \"\u00a51535\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 30982000000.0, \"net_income_fmt\": \"\u00a5310\u5104\", \"eps\": 221.37, \"operating_margin\": 0.0, \"total_assets\": 13582451000000.0, \"total_assets_fmt\": \"\u00a513.6T\", \"total_equity\": 547568000000.0, \"total_equity_fmt\": \"\u00a55476\u5104\", \"total_debt\": 2011116000000.0, \"total_debt_fmt\": \"\u00a52.0T\", \"total_cash\": 1674158000000.0, \"total_cash_fmt\": \"\u00a51.7T\", \"equity_ratio\": 4.03, \"de_ratio\": 3.67, \"current_ratio\": 0, \"operating_cf\": -552212000000.0, \"operating_cf_fmt\": \"-\u00a55522\u5104\", \"investing_cf\": 38837000000.0, \"investing_cf_fmt\": \"\u00a5388\u5104\", \"financing_cf\": -10675000000.0, \"financing_cf_fmt\": \"-\u00a5107\u5104\", \"free_cf\": -559204000000.0, \"free_cf_fmt\": \"-\u00a55592\u5104\", \"net_margin\": 20.19, \"roe\": 5.66, \"roa\": 0.23}, {\"year\": 2024, \"revenue\": 146229000000.0, \"revenue_fmt\": \"\u00a51462\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 23576000000.0, \"net_income_fmt\": \"\u00a5236\u5104\", \"eps\": 167.11, \"operating_margin\": 0.0, \"total_assets\": 13483062000000.0, \"total_assets_fmt\": \"\u00a513.5T\", \"total_equity\": 575880000000.0, \"total_equity_fmt\": \"\u00a55759\u5104\", \"total_debt\": 1869014000000.0, \"total_debt_fmt\": \"\u00a51.9T\", \"total_cash\": 2200594000000.0, \"total_cash_fmt\": \"\u00a52.2T\", \"equity_ratio\": 4.27, \"de_ratio\": 3.25, \"current_ratio\": 0, \"operating_cf\": 197020000000.0, \"operating_cf_fmt\": \"\u00a51970\u5104\", \"investing_cf\": 66194000000.0, \"investing_cf_fmt\": \"\u00a5662\u5104\", \"financing_cf\": -9628000000.0, \"financing_cf_fmt\": \"-\u00a596\u5104\", \"free_cf\": 191385000000.0, \"free_cf_fmt\": \"\u00a51914\u5104\", \"net_margin\": 16.12, \"roe\": 4.09, \"roa\": 0.17}, {\"year\": 2023, \"revenue\": 135772000000.0, \"revenue_fmt\": \"\u00a51358\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 26064000000.0, \"net_income_fmt\": \"\u00a5261\u5104\", \"eps\": 181.57, \"operating_margin\": 0.0, \"total_assets\": 12985181000000.0, \"total_assets_fmt\": \"\u00a513.0T\", \"total_equity\": 529823000000.0, \"total_equity_fmt\": \"\u00a55298\u5104\", \"total_debt\": 1767433000000.0, \"total_debt_fmt\": \"\u00a51.8T\", \"total_cash\": 1946575000000.0, \"total_cash_fmt\": \"\u00a51.9T\", \"equity_ratio\": 4.08, \"de_ratio\": 3.34, \"current_ratio\": 0, \"operating_cf\": -639731000000.0, \"operating_cf_fmt\": \"-\u00a56397\u5104\", \"investing_cf\": -20442000000.0, \"investing_cf_fmt\": \"-\u00a5204\u5104\", \"financing_cf\": -8175000000.0, \"financing_cf_fmt\": \"-\u00a582\u5104\", \"free_cf\": -645219000000.0, \"free_cf_fmt\": \"-\u00a56452\u5104\", \"net_margin\": 19.2, \"roe\": 4.92, \"roa\": 0.2}, {\"year\": 2022, \"revenue\": 0, \"revenue_fmt\": \"N\/A\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 0, \"net_income_fmt\": \"N\/A\", \"eps\": 0, \"operating_margin\": 0, \"total_assets\": 0, \"total_assets_fmt\": \"N\/A\", \"total_equity\": 0, \"total_equity_fmt\": \"N\/A\", \"total_debt\": 0, \"total_debt_fmt\": \"N\/A\", \"total_cash\": 0, \"total_cash_fmt\": \"N\/A\", \"equity_ratio\": 0, \"de_ratio\": 0, \"current_ratio\": 0, \"operating_cf\": 0, \"operating_cf_fmt\": \"N\/A\", \"investing_cf\": 0, \"investing_cf_fmt\": \"N\/A\", \"financing_cf\": 0, \"financing_cf_fmt\": \"N\/A\", \"free_cf\": 0, \"free_cf_fmt\": \"N\/A\", \"net_margin\": 0, \"roe\": 0, \"roa\": 0}], \"has_data\": true}, \"dividends\": {\"history\": [{\"year\": 2022, \"amount\": 37.5}, {\"year\": 2023, \"amount\": 52.5}, {\"year\": 2024, \"amount\": 60.0}, {\"year\": 2025, \"amount\": 90.0}, {\"year\": 2026, \"amount\": 73.0}], \"latest\": 73.0, \"has_data\": true}}","ma_5_value":0,"ma_5_deviation":0,"ma_5_trend":"","ma_25_value":0,"ma_25_deviation":0,"ma_25_trend":"","ma_75_value":0,"ma_75_deviation":0,"ma_75_trend":"","ma_200_value":0,"ma_200_deviation":0,"ma_200_trend":"","previousClose":0,"open":0,"dayHigh":0,"dayLow":0,"volume":0,"averageVolume":0,"revenueGrowth":0},"sector":[],"class_list":["post-7916","company","type-company","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NISHI-NIPPON FINANCIAL HLDGS IN - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-7189\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7189\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-7189\/\",\"name\":\"NISHI-NIPPON FINANCIAL HLDGS IN - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2025-12-22T06:30:02+00:00\",\"dateModified\":\"2026-08-23T04:48:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7189\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-7189\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7189\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NISHI-NIPPON FINANCIAL HLDGS IN\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NISHI-NIPPON FINANCIAL HLDGS IN - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-7189\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-7189\/","url":"https:\/\/japanir.jp\/en\/company\/company-7189\/","name":"NISHI-NIPPON FINANCIAL HLDGS IN - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2025-12-22T06:30:02+00:00","dateModified":"2026-08-23T04:48:43+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-7189\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-7189\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-7189\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"NISHI-NIPPON FINANCIAL HLDGS IN"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company\/7916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/company"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=7916"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=7916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}