{"id":7914,"date":"2025-12-22T15:29:59","date_gmt":"2025-12-22T06:29:59","guid":{"rendered":"https:\/\/japanir.jp\/en\/company\/company-7180\/"},"modified":"2026-08-23T13:24:32","modified_gmt":"2026-08-23T04:24:32","slug":"company-7180","status":"publish","type":"company","link":"https:\/\/japanir.jp\/en\/company\/company-7180\/","title":{"rendered":"KYUSHU FINANCIAL GROUP INC"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","meta":{"Ticker":"7180","DATE":"2025-12-22","longName":"Kyushu Financial Group, Inc.","company_name_ja":"","fullTimeEmployees":4858,"address":"","phone":"","website":"https:\/\/www.kyushu-fg.co.jp","industry":"Banks - Regional","sector":"Financial Services","regularMarketPrice":1025.5,"financialCurrency":"","marketCap":440471,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":87.540000000000006,"epsForward":0,"bookValue":0,"totalRevenue":208815000000,"OperatingIncome":0,"operatingMargins":0,"NetIncome":37674000000,"profitMargins":18.039999999999999,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":4.9500000000000002,"recommendationMean":0,"recommendationKey":"none","targetMeanPrice":1500,"numberOfAnalystOpinions":2,"analyst_earnings_data":"{\"success\": true, \"fetched_at\": \"2026-08-01T04:53:46.754576\", \"ticker\": \"7180\", \"ticker_full\": \"7180.T\", \"company_name\": \"KYUSHU FINANCIAL GROUP INC\", \"analyst_recommendations\": {\"has_data\": true, \"period\": \"2\", \"strong_buy\": 1, \"buy\": 0, \"hold\": 1, \"sell\": 0, \"strong_sell\": 0, \"total_analysts\": 2, \"recommendation_key\": \"none\", \"recommendation_mean\": null}, \"target_prices\": {\"has_data\": true, \"current\": 1484.5, \"high\": 1700.0, \"low\": 1300.0, \"mean\": 1500.0, \"median\": 1500.0}, \"earnings_dates\": {\"has_data\": true, \"next_earnings\": {\"date\": \"2026-08-07\", \"eps_estimate\": null, \"eps_actual\": null, \"surprise_pct\": null}, \"future_count\": 1, \"past_earnings\": []}, \"shareholders\": {\"has_data\": true, \"insider_pct\": 13.16, \"institution_pct\": 25.81, \"major_holders\": [{\"label\": \"\", \"value\": 13.16}, {\"label\": \"\", \"value\": 25.81}, {\"label\": \"\", \"value\": 29.73}, {\"label\": \"\", \"value\": 105.0}], \"institutional_holders\": [{\"holder\": \"VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund\", \"shares\": 5153486, \"date_reported\": \"2024-10-31\", \"pct_held\": 1.11, \"pct_change\": 0.62, \"value\": 7650349967}, {\"holder\": \"VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund\", \"shares\": 3202128, \"date_reported\": \"2024-12-31\", \"pct_held\": 0.69, \"pct_change\": 1.21, \"value\": 4753559016}, {\"holder\": \"iShares Trust-iShares Core MSCI EAFE ETF\", \"shares\": 2269800, \"date_reported\": \"2025-02-28\", \"pct_held\": 0.49, \"pct_change\": 0.0, \"value\": 3369518100}, {\"holder\": \"DFA INVESTMENT DIMENSIONS GROUP INC-Intl CORE Eqy. PORT.\", \"shares\": 1202748, \"date_reported\": \"2024-10-31\", \"pct_held\": 0.26, \"pct_change\": 0.0, \"value\": 1785479406}, {\"holder\": \"iShares Trust-iShares MSCI EAFE Small-Cap ETF\", \"shares\": 997700, \"date_reported\": \"2025-02-28\", \"pct_held\": 0.22, \"pct_change\": -3.19, \"value\": 1481085650}, {\"holder\": \"DFA INVESTMENT TRUST CO-THE JAPANESE SMALL COMPANY SERIES\", \"shares\": 828500, \"date_reported\": \"2025-01-31\", \"pct_held\": 0.18, \"pct_change\": 1.55, \"value\": 1229908250}, {\"holder\": \"VANGUARD Intl Eqy. INDEX Fd.S-Vanguard FTSE All-World ex-US Index Fd.\", \"shares\": 733876, \"date_reported\": \"2024-10-31\", \"pct_held\": 0.16, \"pct_change\": 0.0, \"value\": 1089438922}, {\"holder\": \"SCHWAB STRATEGIC TRUST-Schwab International Equity ETF\", \"shares\": 719568, \"date_reported\": \"2024-11-30\", \"pct_held\": 0.16, \"pct_change\": 2.97, \"value\": 1068198696}, {\"holder\": \"DFA INVESTMENT TRUST CO-THE DFA INTERNATIONAL VALUE SERIES\", \"shares\": 466300, \"date_reported\": \"2025-01-31\", \"pct_held\": 0.1, \"pct_change\": -4.15, \"value\": 692222350}, {\"holder\": \"iShares Trust-iShares Core MSCI Total International Stock ETF\", \"shares\": 484300, \"date_reported\": \"2024-12-31\", \"pct_held\": 0.1, \"pct_change\": 0.0, \"value\": 718943350}], \"mutualfund_holders\": []}}","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"Kyushu Financial Group, Inc., through its subsidiaries, engages in the banking business in Japan. It operates through the Banking and Leasing segments. The company offers financial services, including lease, credit card and credit guarantee, money loan, and financial instruments. It is also involved in DX solutions and payment collection services, e-commerce services, investment advisory services, collateral evaluation, worker dispatch operation, as well as fund formation and management services. The company was incorporated in 2015 and is headquartered in Kumamoto, Japan.","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":16,"get_dividend_history_year2":25,"get_dividend_history_year3":18,"get_dividend_history_year4":15,"get_dividend_history_year5":12,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"financial_data":"","detailed_financial_data":"{\"success\": true, \"fetched_at\": \"2026-08-23T03:01:54.624410\", \"ticker\": \"7180\", \"ticker_full\": \"7180.T\", \"company_name\": \"KYUSHU FINANCIAL GROUP INC\", \"company_info\": {\"name_en\": \"KYUSHU FINANCIAL GROUP INC\", \"long_name\": \"Kyushu Financial Group, Inc.\", \"sector\": \"Financial Services\", \"industry\": \"Banks - Regional\", \"website\": \"https:\/\/www.kyushu-fg.co.jp\", \"employees\": 4858, \"country\": \"Japan\", \"city\": \"Kumamoto\", \"address\": \"1-12-3, Kasuga\", \"description\": \"Kyushu Financial Group, Inc., through its subsidiaries, engages in the banking business in Japan. It operates through the Banking and Leasing segments. The company offers financial services, including lease, credit card and credit guarantee, money loan, and financial instruments. It is also involved in DX solutions and payment collection services, e-commerce services, investment advisory services, collateral evaluation, worker dispatch operation, as well as fund formation and management services. The company was incorporated in 2015 and is headquartered in Kumamoto, Japan.\"}, \"price_trend\": {\"ma_5\": {\"ma_value\": 1520.2, \"deviation\": -0.87, \"trend\": \"down\"}, \"ma_25\": {\"ma_value\": 1527.82, \"deviation\": -1.36, \"trend\": \"down\"}, \"ma_75\": {\"ma_value\": 1464.61, \"deviation\": 2.89, \"trend\": \"up\"}, \"ma_200\": {\"ma_value\": 1243.29, \"deviation\": 21.21, \"trend\": \"up\"}}, \"financials\": {\"years\": [{\"year\": 2026, \"revenue\": 208815000000.0, \"revenue_fmt\": \"\u00a52088\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 37674000000.0, \"net_income_fmt\": \"\u00a5377\u5104\", \"eps\": 87.54, \"operating_margin\": 0.0, \"total_assets\": 13525584000000.0, \"total_assets_fmt\": \"\u00a513.5T\", \"total_equity\": 760964000000.0, \"total_equity_fmt\": \"\u00a57610\u5104\", \"total_debt\": 1223524000000.0, \"total_debt_fmt\": \"\u00a51.2T\", \"total_cash\": 1554567000000.0, \"total_cash_fmt\": \"\u00a51.6T\", \"equity_ratio\": 5.63, \"de_ratio\": 1.61, \"current_ratio\": 0, \"operating_cf\": -58726000000.0, \"operating_cf_fmt\": \"-\u00a5587\u5104\", \"investing_cf\": -257059000000.0, \"investing_cf_fmt\": \"-\u00a52571\u5104\", \"financing_cf\": -20604000000.0, \"financing_cf_fmt\": \"-\u00a5206\u5104\", \"free_cf\": -76427000000.0, \"free_cf_fmt\": \"-\u00a5764\u5104\", \"net_margin\": 18.04, \"roe\": 4.95, \"roa\": 0.28}, {\"year\": 2025, \"revenue\": 208615000000.0, \"revenue_fmt\": \"\u00a52086\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 30368000000.0, \"net_income_fmt\": \"\u00a5304\u5104\", \"eps\": 70.19, \"operating_margin\": 0.0, \"total_assets\": 13277647000000.0, \"total_assets_fmt\": \"\u00a513.3T\", \"total_equity\": 703741000000.0, \"total_equity_fmt\": \"\u00a57037\u5104\", \"total_debt\": 1278924000000.0, \"total_debt_fmt\": \"\u00a51.3T\", \"total_cash\": 1890214000000.0, \"total_cash_fmt\": \"\u00a51.9T\", \"equity_ratio\": 5.3, \"de_ratio\": 1.82, \"current_ratio\": 0, \"operating_cf\": -392125000000.0, \"operating_cf_fmt\": \"-\u00a53921\u5104\", \"investing_cf\": 77677000000.0, \"investing_cf_fmt\": \"\u00a5777\u5104\", \"financing_cf\": -8115000000.0, \"financing_cf_fmt\": \"-\u00a581\u5104\", \"free_cf\": -403425000000.0, \"free_cf_fmt\": \"-\u00a54034\u5104\", \"net_margin\": 14.56, \"roe\": 4.32, \"roa\": 0.23}, {\"year\": 2024, \"revenue\": 186503000000.0, \"revenue_fmt\": \"\u00a51865\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 26394000000.0, \"net_income_fmt\": \"\u00a5264\u5104\", \"eps\": 61.01, \"operating_margin\": 0.0, \"total_assets\": 13521248000000.0, \"total_assets_fmt\": \"\u00a513.5T\", \"total_equity\": 716926000000.0, \"total_equity_fmt\": \"\u00a57169\u5104\", \"total_debt\": 1478992000000.0, \"total_debt_fmt\": \"\u00a51.5T\", \"total_cash\": 2212538000000.0, \"total_cash_fmt\": \"\u00a52.2T\", \"equity_ratio\": 5.3, \"de_ratio\": 2.06, \"current_ratio\": 0, \"operating_cf\": -153188000000.0, \"operating_cf_fmt\": \"-\u00a51532\u5104\", \"investing_cf\": 144976000000.0, \"investing_cf_fmt\": \"\u00a51450\u5104\", \"financing_cf\": -6502000000.0, \"financing_cf_fmt\": \"-\u00a565\u5104\", \"free_cf\": -163218000000.0, \"free_cf_fmt\": \"-\u00a51632\u5104\", \"net_margin\": 14.15, \"roe\": 3.68, \"roa\": 0.2}, {\"year\": 2023, \"revenue\": 191025000000.0, \"revenue_fmt\": \"\u00a51910\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 24668000000.0, \"net_income_fmt\": \"\u00a5247\u5104\", \"eps\": 57.02, \"operating_margin\": 0.0, \"total_assets\": 13181457000000.0, \"total_assets_fmt\": \"\u00a513.2T\", \"total_equity\": 651622000000.0, \"total_equity_fmt\": \"\u00a56516\u5104\", \"total_debt\": 1252930000000.0, \"total_debt_fmt\": \"\u00a51.3T\", \"total_cash\": 2227327000000.0, \"total_cash_fmt\": \"\u00a52.2T\", \"equity_ratio\": 4.94, \"de_ratio\": 1.92, \"current_ratio\": 0, \"operating_cf\": -1632540000000.0, \"operating_cf_fmt\": \"-\u00a51.6T\", \"investing_cf\": 252140000000.0, \"investing_cf_fmt\": \"\u00a52521\u5104\", \"financing_cf\": -5203000000.0, \"financing_cf_fmt\": \"-\u00a552\u5104\", \"free_cf\": -1640204000000.0, \"free_cf_fmt\": \"-\u00a51.6T\", \"net_margin\": 12.91, \"roe\": 3.79, \"roa\": 0.19}], \"has_data\": true}, \"dividends\": {\"history\": [{\"year\": 2022, \"amount\": 12.0}, {\"year\": 2023, \"amount\": 15.0}, {\"year\": 2024, \"amount\": 18.0}, {\"year\": 2025, \"amount\": 25.0}, {\"year\": 2026, \"amount\": 16.0}], \"latest\": 16.0, \"has_data\": true}}","ma_5_value":0,"ma_5_deviation":0,"ma_5_trend":"","ma_25_value":0,"ma_25_deviation":0,"ma_25_trend":"","ma_75_value":0,"ma_75_deviation":0,"ma_75_trend":"","ma_200_value":0,"ma_200_deviation":0,"ma_200_trend":"","previousClose":0,"open":0,"dayHigh":0,"dayLow":0,"volume":0,"averageVolume":0,"revenueGrowth":0},"sector":[],"class_list":["post-7914","company","type-company","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KYUSHU FINANCIAL GROUP INC - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-7180\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7180\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-7180\/\",\"name\":\"KYUSHU FINANCIAL GROUP INC - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2025-12-22T06:29:59+00:00\",\"dateModified\":\"2026-08-23T04:24:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7180\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-7180\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7180\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"KYUSHU FINANCIAL GROUP INC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"KYUSHU FINANCIAL GROUP INC - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-7180\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-7180\/","url":"https:\/\/japanir.jp\/en\/company\/company-7180\/","name":"KYUSHU FINANCIAL GROUP INC - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2025-12-22T06:29:59+00:00","dateModified":"2026-08-23T04:24:32+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-7180\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-7180\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-7180\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"KYUSHU FINANCIAL GROUP INC"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company\/7914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/company"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=7914"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=7914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}