{"id":17056,"date":"2026-01-11T22:34:01","date_gmt":"2026-01-11T13:34:01","guid":{"rendered":"https:\/\/japanir.jp\/en\/company\/company-7384\/"},"modified":"2026-08-23T14:02:58","modified_gmt":"2026-08-23T05:02:58","slug":"company-7384","status":"publish","type":"company","link":"https:\/\/japanir.jp\/en\/company\/company-7384\/","title":{"rendered":"PROCREA HOLDINGS INC"},"content":{"rendered":"","protected":false},"featured_media":0,"template":"","meta":{"Ticker":"7384","DATE":"2026-01-09","longName":"Procrea Holdings, Inc.","company_name_ja":"","fullTimeEmployees":2197,"address":"","phone":"","website":"https:\/\/www.procrea-hd.co.jp","industry":"Banks - Regional","sector":"Financial Services","regularMarketPrice":2340,"financialCurrency":"","marketCap":66226,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":133.47,"epsForward":0,"bookValue":0,"totalRevenue":76649000000,"OperatingIncome":0,"operatingMargins":0,"NetIncome":3783000000,"profitMargins":4.9400000000000004,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":2.3199999999999998,"recommendationMean":0,"recommendationKey":"none","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"{\"success\": true, \"fetched_at\": \"2026-08-01T04:33:33.270175\", \"ticker\": \"7384\", \"ticker_full\": \"7384.T\", \"company_name\": \"PROCREA HOLDINGS INC\", \"analyst_recommendations\": {\"has_data\": true, \"recommendation_key\": \"none\", \"recommendation_mean\": null, \"total_analysts\": null, \"strong_buy\": null, \"buy\": null, \"hold\": null, \"sell\": null, \"strong_sell\": null}, \"target_prices\": {\"has_data\": true, \"current\": 4000.0, \"high\": null, \"low\": null, \"mean\": null, \"median\": null}, \"earnings_dates\": {\"has_data\": false}, \"shareholders\": {\"has_data\": false, \"insider_pct\": null, \"institution_pct\": null, \"major_holders\": [], \"institutional_holders\": [], \"mutualfund_holders\": []}}","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"Procrea Holdings, Inc. operates as a holding company for the Aomori Michinoku Bank, Ltd. that provides banking products and services in Japan. The company operates through two segments, Banking and Leasing. The company's financial services include deposits, lending, trading of commodity securities, securities investment, and foreign exchange, as well as corporate bond underwriting and registration services, and related services. It also offers credit cards, credit guarantees, and debt management and collection businesses; and consulting, leasing, and real estate management and leasing services. In addition, the company engages in leasing of machinery, fixtures, and equipment. Procrea Holdings, Inc. was incorporated in 2022 and is headquartered in Aomori, Japan.","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":25,"get_dividend_history_year2":50,"get_dividend_history_year3":50,"get_dividend_history_year4":50,"get_dividend_history_year5":25,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"financial_data":"","detailed_financial_data":"{\"success\": true, \"fetched_at\": \"2026-08-23T02:41:11.115489\", \"ticker\": \"7384\", \"ticker_full\": \"7384.T\", \"company_name\": \"PROCREA HOLDINGS INC\", \"company_info\": {\"name_en\": \"PROCREA HOLDINGS INC\", \"long_name\": \"Procrea Holdings, Inc.\", \"sector\": \"Financial Services\", \"industry\": \"Banks - Regional\", \"website\": \"https:\/\/www.procrea-hd.co.jp\", \"employees\": 2197, \"country\": \"Japan\", \"city\": \"Aomori\", \"address\": \"1-3-1, Katsuta\", \"description\": \"Procrea Holdings, Inc. operates as a holding company for the Aomori Michinoku Bank, Ltd. that provides banking products and services in Japan. The company operates through two segments, Banking and Leasing. The company's financial services include deposits, lending, trading of commodity securities, securities investment, and foreign exchange, as well as corporate bond underwriting and registration services, and related services. It also offers credit cards, credit guarantees, and debt management and collection businesses; and consulting, leasing, and real estate management and leasing services. In addition, the company engages in leasing of machinery, fixtures, and equipment. Procrea Holdings, Inc. was incorporated in 2022 and is headquartered in Aomori, Japan.\"}, \"price_trend\": {\"ma_5\": {\"ma_value\": 4603.0, \"deviation\": -2.67, \"trend\": \"down\"}, \"ma_25\": {\"ma_value\": 4279.6, \"deviation\": 4.68, \"trend\": \"up\"}, \"ma_75\": {\"ma_value\": 3915.47, \"deviation\": 14.42, \"trend\": \"up\"}, \"ma_200\": {\"ma_value\": 3054.51, \"deviation\": 46.67, \"trend\": \"up\"}}, \"financials\": {\"years\": [{\"year\": 2026, \"revenue\": 76649000000.0, \"revenue_fmt\": \"\u00a5766\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 3783000000.0, \"net_income_fmt\": \"\u00a538\u5104\", \"eps\": 133.47, \"operating_margin\": 0.0, \"total_assets\": 5845495000000.0, \"total_assets_fmt\": \"\u00a55.8T\", \"total_equity\": 162762000000.0, \"total_equity_fmt\": \"\u00a51628\u5104\", \"total_debt\": 198793000000.0, \"total_debt_fmt\": \"\u00a51988\u5104\", \"total_cash\": 1152093000000.0, \"total_cash_fmt\": \"\u00a51.2T\", \"equity_ratio\": 2.78, \"de_ratio\": 1.22, \"current_ratio\": 0, \"operating_cf\": -207861000000.0, \"operating_cf_fmt\": \"-\u00a52079\u5104\", \"investing_cf\": -118823000000.0, \"investing_cf_fmt\": \"-\u00a51188\u5104\", \"financing_cf\": -1673000000.0, \"financing_cf_fmt\": \"-\u00a517\u5104\", \"free_cf\": -211340000000.0, \"free_cf_fmt\": \"-\u00a52113\u5104\", \"net_margin\": 4.94, \"roe\": 2.32, \"roa\": 0.06}, {\"year\": 2025, \"revenue\": 73772000000.0, \"revenue_fmt\": \"\u00a5738\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 1227000000.0, \"net_income_fmt\": \"\u00a512\u5104\", \"eps\": 43.2, \"operating_margin\": 0.0, \"total_assets\": 6061642000000.0, \"total_assets_fmt\": \"\u00a56.1T\", \"total_equity\": 158304000000.0, \"total_equity_fmt\": \"\u00a51583\u5104\", \"total_debt\": 420065000000.0, \"total_debt_fmt\": \"\u00a54201\u5104\", \"total_cash\": 1481761000000.0, \"total_cash_fmt\": \"\u00a51.5T\", \"equity_ratio\": 2.61, \"de_ratio\": 2.65, \"current_ratio\": 0, \"operating_cf\": 470259000000.0, \"operating_cf_fmt\": \"\u00a54703\u5104\", \"investing_cf\": -190550000000.0, \"investing_cf_fmt\": \"-\u00a51906\u5104\", \"financing_cf\": -1436000000.0, \"financing_cf_fmt\": \"-\u00a514\u5104\", \"free_cf\": 462240000000.0, \"free_cf_fmt\": \"\u00a54622\u5104\", \"net_margin\": 1.66, \"roe\": 0.78, \"roa\": 0.02}, {\"year\": 2024, \"revenue\": 69763000000.0, \"revenue_fmt\": \"\u00a5698\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 2817000000.0, \"net_income_fmt\": \"\u00a528\u5104\", \"eps\": 99.18, \"operating_margin\": 0.0, \"total_assets\": 5972529000000.0, \"total_assets_fmt\": \"\u00a56.0T\", \"total_equity\": 167349000000.0, \"total_equity_fmt\": \"\u00a51673\u5104\", \"total_debt\": 424946000000.0, \"total_debt_fmt\": \"\u00a54249\u5104\", \"total_cash\": 1205214000000.0, \"total_cash_fmt\": \"\u00a51.2T\", \"equity_ratio\": 2.8, \"de_ratio\": 2.54, \"current_ratio\": 0, \"operating_cf\": 637000000.0, \"operating_cf_fmt\": \"\u00a56\u5104\", \"investing_cf\": 104325000000.0, \"investing_cf_fmt\": \"\u00a51043\u5104\", \"financing_cf\": -22049000000.0, \"financing_cf_fmt\": \"-\u00a5220\u5104\", \"free_cf\": -8391000000.0, \"free_cf_fmt\": \"-\u00a584\u5104\", \"net_margin\": 4.04, \"roe\": 1.68, \"roa\": 0.05}, {\"year\": 2023, \"revenue\": 70087000000.0, \"revenue_fmt\": \"\u00a5701\u5104\", \"gross_profit\": 0, \"gross_profit_fmt\": \"N\/A\", \"operating_income\": 0, \"operating_income_fmt\": \"N\/A\", \"ebit\": 0, \"ebit_fmt\": \"N\/A\", \"net_income\": 48957000000.0, \"net_income_fmt\": \"\u00a5490\u5104\", \"eps\": 1295.25, \"operating_margin\": 0.0, \"total_assets\": 5973429000000.0, \"total_assets_fmt\": \"\u00a56.0T\", \"total_equity\": 184440000000.0, \"total_equity_fmt\": \"\u00a51844\u5104\", \"total_debt\": 476787000000.0, \"total_debt_fmt\": \"\u00a54768\u5104\", \"total_cash\": 1123913000000.0, \"total_cash_fmt\": \"\u00a51.1T\", \"equity_ratio\": 3.09, \"de_ratio\": 2.59, \"current_ratio\": 0, \"operating_cf\": -508446000000.0, \"operating_cf_fmt\": \"-\u00a55084\u5104\", \"investing_cf\": 72622000000.0, \"investing_cf_fmt\": \"\u00a5726\u5104\", \"financing_cf\": -2866000000.0, \"financing_cf_fmt\": \"-\u00a529\u5104\", \"free_cf\": -510936000000.0, \"free_cf_fmt\": \"-\u00a55109\u5104\", \"net_margin\": 69.85, \"roe\": 26.54, \"roa\": 0.82}], \"has_data\": true}, \"dividends\": {\"history\": [{\"year\": 2022, \"amount\": 25.0}, {\"year\": 2023, \"amount\": 50.0}, {\"year\": 2024, \"amount\": 50.0}, {\"year\": 2025, \"amount\": 50.0}, {\"year\": 2026, \"amount\": 25.0}], \"latest\": 25.0, \"has_data\": true}}","ma_5_value":0,"ma_5_deviation":0,"ma_5_trend":"","ma_25_value":0,"ma_25_deviation":0,"ma_25_trend":"","ma_75_value":0,"ma_75_deviation":0,"ma_75_trend":"","ma_200_value":0,"ma_200_deviation":0,"ma_200_trend":"","previousClose":0,"open":0,"dayHigh":0,"dayLow":0,"volume":0,"averageVolume":0,"revenueGrowth":0},"sector":[],"class_list":["post-17056","company","type-company","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PROCREA HOLDINGS INC - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-7384\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7384\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-7384\/\",\"name\":\"PROCREA HOLDINGS INC - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2026-01-11T13:34:01+00:00\",\"dateModified\":\"2026-08-23T05:02:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7384\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-7384\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-7384\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PROCREA HOLDINGS INC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PROCREA HOLDINGS INC - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-7384\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-7384\/","url":"https:\/\/japanir.jp\/en\/company\/company-7384\/","name":"PROCREA HOLDINGS INC - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2026-01-11T13:34:01+00:00","dateModified":"2026-08-23T05:02:58+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-7384\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-7384\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-7384\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"PROCREA HOLDINGS INC"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company\/17056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/company"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/company"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=17056"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=17056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}